Bank of Canada Rate Cut: What It Means for Your Real Estate Decisions

March 12, 2025 | MaxWell Realty Market Insights

The Bank of Canada has lowered its overnight rate by 25 basis points to 2.75%, marking its seventh consecutive rate cut. At MaxWell Realty, we understand that interest rate changes directly impact your real estate decisions, whether you're buying, selling, or investing. Let's break down what this rate adjustment means for the Canadian real estate landscape.

Key Points About the Rate Cut:

  • Overnight rate: Reduced to 2.75% (down 25 basis points)
  • Bank Rate: Now at 3%
  • Deposit rate: Adjusted to 2.70%
  • Policy stance: Within the neutral range (2.25% to 3.25%)

The Economic Picture Behind the Decision

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Blooming Homes: How National Plant a Flower Day Can Transform Canadian Real Estate

Picture this: you step outside your front door, and the air is filled with the subtle scent of lavender, while vibrant blooms of coneflowers and tulips line the street. It's not just a daydream—it's the promise of National Plant a Flower Day, celebrated every March 12th across Canada and beyond. This delightful day invites us to dig into the soil, plant a seed or two, and watch as beauty takes root. But it's more than just a chance to brighten our yards—it's a golden opportunity for homeowners, realtors, and brokers in the Canadian real estate market to elevate properties, strengthen communities, and embrace sustainability.

At MaxWell Realty, a 100% Canadian-owned…

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Spring Forward: How Daylight Saving Time Creates New Real Estate Opportunities

A Canadian Tradition That Brightens Your Home Buying and Selling Experience

Did you know that Canada made history as the birthplace of Daylight Saving Time? On July 1, 1908, Port Arthur, Ontario (now Thunder Bay) became the world's first location to implement this time-shifting practice.1 Over a century later, this Canadian innovation continues to impact our daily lives—and creates unique opportunities in the real estate market.

At MaxWell Realty, we understand that timing can make all the difference in your real estate journey. As we prepare for the clock change in 2025, let's explore how those extra daylight hours can work to your advantage whether…

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Women in Canadian Real Estate: Celebrating Leadership & Innovation | IWD 2025

International Women's Day 2025 spotlights the theme "For ALL Women and Girls: Rights. Equality. Empowerment" – a perfect moment to recognize the powerful impact women are making across Canada's real estate landscape.

At MaxWell Realty, a proudly 100% Canadian-owned company founded in Alberta, we believe diverse perspectives create exceptional outcomes for our clients and communities. As we celebrate on March 8, we're reflecting on progress made and opportunities ahead for women in Canadian real estate.

The Changing Face of Canadian Real Estate

The numbers tell a compelling story:

  • Women represent 55% of licensed REALTORS® across Canada (Canadian Real…

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Dear Reader,

There’s a Tanzanian proverb, “Little by little, a little becomes a lot,” which can be applied to anything, whether it’s fitness, relationship goals, or developing a new skill. The same can be said for every little improvement you make to your property over time.

The great thing about these e-newsletters is that they are packed with a variety of ideas on how you can improve your home to increase its value, help save you money, enjoy your home more, and live a healthier life. This month’s e-newsletter, for example, features articles about window treatments, how to choose a home security system, and DIY natural cleaners. While these may seem like little things when it comes time to sell, the more improvements you have made to your home…

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When priming your home for sale there are some definite missteps you can make if you just “wing it,” which can affect the sale of your home. So, to prevent this from happening, read on for staging mistakes to avoid.

• Hodge-podge of styles — Maintain a cohesive style throughout your home to create a harmonious “look and feel.”

• Personal and bold — Put away your personal photos and mementos and keep your home décor neutral. Buyers want to imagine themselves living in the home, so those personal items can be distracting.

• Simple repairs or updates neglected — Repaint dull or chipped paint and update outdated light fixtures or décor.

• Unprofessional photos — Professionally taken photos are well worth the investment as they will capture…

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Thrive in Your Workspace: Tips for Organize Your Home Office Day

In today's evolving real estate landscape where remote work continues to shape how we live, a well-designed home office has become essential for many homeowners and buyers. Organize Your Home Office Day is approaching, and it's marked annually on the fourth Tuesday of March, it lands on March 11, 2025. This is the perfect opportunity to refresh your workspace and enhance both productivity and comfort. First celebrated in 1992, this day has grown in importance as more people work from home (Days of the Year).

It's all about creating a space that supports your goals—whether that's getting more done, feeling less stressed, or simply enjoying your surroundings. Let's dive into what…

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