Blog - January, 2025

Bank Of Canada Reduces Policy Rate By 25 Basis Points To 3%, Announces End Of Quantitative Tightening

The Bank of Canada today reduced its target for the overnight rate to 3%, with the Bank Rate at 3.25% and the deposit rate at 2.95%.1 The Bank is also announcing its plan to complete the normalization of its balance sheet, ending quantitative tightening. The Bank will restart asset purchases in early March, beginning gradually so that its balance sheet stabilizes and then grows modestly, in line with growth in the economy.2

Projections in the January Monetary Policy Report (MPR) published today are subject to more-than-usual uncertainty because of the rapidly evolving policy landscape, particularly the threat of trade tariffs by the new administration in the United States. Since the scope and duration of a possible trade conflict are impossible…

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5 Mistakes First-Time Homebuyers Make & How To Avoid Them

1 - Skipping Pre-Approval
Pre-approval is like your golden ticket in the home-buying process. It tells you exactly how much you can afford, saving you from falling in love with homes outside your budget. Plus, it shows sellers you’re serious, which can give you an edge in competitive markets. Skipping this step might lead to wasted time or, worse, heartbreak when you realize your dream home is out of reach.

2 - Focusing Only On The Price
The list price is just one piece of the puzzle. There are other costs to consider, like property taxes, homeowners’ insurance, utility bills, maintenance, and HOA fees (if applicable). Ignoring these costs could leave you stretched too thin financially. A home might seem affordable…

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Attic Rain - What You Need To Know

Attic Rain: Causes, Risks, and Prevention

Attic rain occurs when warm, humid air from inside your home rises into the attic and condenses on cold surfaces, such as the underside of your roof. During freezing weather, this condensation turns to frost, which later melts as temperatures rise. The resulting water can seep into insulation, wooden structures, and drywall, causing damage over time.

This issue can remain undetected for years until uncovered by a thorough inspection. For example, we’ve seen cases where sellers only discovered attic rain during a buyer’s home inspection.

The damage caused by attic rain can be significant, often resulting in repair costs that reach tens of thousands of dollars. Continuous exposure to moisture can lead to…

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How to Attract Multiple Offers and Reduce Showings Hassle

Effective Strategies for Selling Your Home For the Maximum the Market will Pay!

When it comes to selling a home, the most crucial factor is pricing—or what some call positioning. In a seller’s market, my wife and I usually advise pricing the property competitively, with a few exceptions. The aim of competitive pricing is to spark intense interest and create a bidding war, maximizing the sale price, minimizing the time on the market, and reducing the seller's inconvenience.

To ignite this level of interest, it’s vital to generate significant attention and enthusiasm for the listing during the critical first three days it’s live. Before recommending a list price, we conduct a thorough analysis of the current competition, focusing not only on the…

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Hot New Price - 208 Coopers Grove SW, Airdrie

HOT NEW PRICE! 208 Coopers Grove SW, Airdrie $839,000 MLS A2180034 Over 2500 Sq Ft Above Ground & Fully Developed Basement Close To Schools, Shopping, Pathways & Parks 3 Large Bedrooms & Huge Bonus Room With Office Area 3.5 Bathrooms Double Attached Garage Call/message us for more details: 403-681-0319 #hotnewprice #coopers #airdrie #peshketeam #peshkerealestateteam #maxwellcapitalrealty

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Invermere Events

Welcome To Invermere, BC

Invermere is a paradise for outdoor lovers! A mere 3-hour drive from Calgary, it's the perfect weekend getaway destination. The vibrant downtown is filled with charming shops and eateries, providing entertainment and a warm local vibe.

Invermere and Panorama Mountain Resort Outdoor Weekend Events

• January 17 - 19: BC Zone Series Racing, Panorama Mountain Resort
• January 17 - 19: Bonspiel On The Lake 2025, Kinsmen Beach, 64 Teams in the Main Spiel
• January 17: Invermere Snowflake Festival 5:30pm - 8:30pm, Kinsmen Beach
• January 18: Bonspiel On The Lake Dinner and Dance, 6pm - 11pm, Columbia Valley Centre
• January 24 -25: Canada Cup Moguls, Panorama Mountain Resort
• January 25: Fishing Derby 9am -…

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Freeze the Stress: Winter Moving Tips

Getting ready to move this winter? While it may not be as easy a move as in other seasons, with a little preparation you can accomplish a move that goes off without a hitch. For some helpful tips, read on.

• Be prepared to be flexible – Check the weather in the days leading up to your move. If a storm is forecasted for your moving day, consider rescheduling your move date. Get any pre-move errands completed in advance of your move, so you don’t get stuck trying to accomplish them in bad weather at the last minute.

• Prepare both homes for winter moving – Ensure both your old and new homes have clear, wide paths for moving, plastic sheeting to protect floors, and if it will be dark during any part of your move, check that the exterior lighting…

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Decluttering Made Easier!

Instead of tackling your home room by room, approach decluttering by focusing on specific categories of items. This method allows you to see all items of the same type at once, helping you make better decisions about what to keep and what to let go. Here's how to do it effectively:

1. Start Small: Begin with less emotionally charged categories like clothes or books before moving on to sentimental items like photos or keepsakes.

2. Gather Everything Together: Collect all items in a category from every room. For example, if you’re decluttering clothes, bring every piece of clothing from closets, dressers, storage bins, and even the laundry. Seeing everything in one place gives you a clear picture of how much you actually own.

3. Sort…

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Just Listed #1107 - 10 Market Blvd SE, Airdrie

!JUST LISTED! #1107 - 10 Market Blvd SE, Airdrie  https://www.peshketeam.com/.../a2185742-1107-10-market.../ $340,000 MLS A2185742 Amenity Room, Woodworking Room, Courtyard With Fire Pit In Floor Heating, Stunning Condo With Upgrades & In Suite Laundry 1 + Den/Office Titled Underground Parking Stall With Storage Unit Call/message us for more details: 403-681-0319 Welcome to your ideal home in this exceptional condo building that blends style, comfort & convenience. Whether you're downsizing, a first-time buyer, or seeking a low-maintenance lifestyle, this property offers it all! This open-concept home is warm & inviting, featuring a bright & spacious living room with modern vinyl…

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Hot New Price & Open House - Crossfield!

! HOT NEW PRICE & OPEN HOUSE ! Sunday, January 12th, 2 - 4pm 1108 Veterans Ave, Crossfield https://www.peshketeam.com/listing-pwmls/a2182883-1108-veterans-avenue-crossfield-alberta-t0m0s0/ https://youriguide.com/1108_veterans_ave_crossfield_ab $732,000 MLS A2182883 Fully Developed Walkout Home Main Floor Office, Suited Walkout Basement 4 Bedrooms 3.5 Full Baths Heated Triple Attached Garage Call/message us for more details: 403-681-0319

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