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!Coming Soon!
$550,000
1757 Baywater Rd SW, Airdrie
Walking Distance To School & Pathways; Canals Steps Away
Extra Bedroom & Full Bathroom On Main
3 +1 Bedrooms
3 Bathrooms
Heated Double Detached Garage With 220V
Call/message us for more details: 403-681-0319
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In the complex landscape of homeownership, even the slightest fluctuation in interest rates can wield significant power over mortgage payments. Whether you're a first-time buyer or a seasoned homeowner looking to refinance, understanding the implications of these shifts is crucial for optimizing your financial strategy. In this blog post, we delve into the often-underestimated impact of a mere 0.25% interest rate drop on mortgage payments, illuminating how this seemingly minor adjustment can yield substantial benefits.
The Ripple Effect: Understanding Interest Rate Dynamics
Before delving into the specifics of how a 0.25% interest rate drop affects mortgage payments, let's first grasp the mechanics of interest rates in the realm of…
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Congratulations to our sellers on the quick sale of their home!
We are excited for their new acreage living adventures!
If You Are Looking To Buy Or Sell ...
Give us a call, we would love to help!
403-681-0319
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Thank you to all of our incredible clients & friends!
Without you, none of this would be possible!
Thank you again & we hope you are all having a wonderful spring & enjoying your new homes & properties!
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For the first time since the early days of the COVID-19 pandemic, the Bank of Canada (BoC) announced on June 5 a reduction in its overnight interest rate from 5% to 4.75%. What does this mean for homebuyers and homeowners?
While the 0.25% cut won't drastically change things immediately, it's seen as the start of a trend toward lower rates, which will reduce mortgage costs over time.
The BoC's rate influences the interest rates that banks charge for mortgages and loans. This means that people with variable rate mortgages may soon see lower payments as their rates adjust downward.
The impact on your variable rate mortgage depends on its structure:
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!JUST LISTED!
619 Arlington Drive SE, Calgary
https://www.peshketeam.com/.../a2138989-619-arlington.../
https://www.youtube.com/watch?v=lhsHjWL039
$585,000 MLS A2138989
Adjacent To Greenspace/School
3 Level Split Home With Large Yard
4 Bedrooms
2.5 Bathrooms
Double Detached Garage
Call/message us for more details: 403-681-0319
Welcome to the established neighborhood of Acadia and this charming 3-level split home. Outside you will find mature trees, a huge greenspace/school yard adjacent to the home, a large backyard and a double detached garage. Inside, the main floor has hardwood and tiled floors throughout the main floor and bedrooms. Enjoy the…
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Dear Reader,
Have you ever noticed that some TV shows stereotype lawyers, doctors, and even real estate agents like me?
Real estate agents, for example, are often seen hammering in lawn signs, hosting open houses, and making deals.
But, of course, there’s more to the story than that.
Sure, I do a lot of work for my clients during a transaction — helping them find and buy the home of their dreams and, in many cases, helping them sell their current properties, quickly and for the best price.
But there are many less glamorous things I do for clients that don’t make it on a TV show that are still important to you.
I stick with my clients for the long-term, helping them maximize the enjoyment of their homes. I do that by staying in touch…
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Many seemingly small things can be a big turn-off to prospective buyers. So, it’s wise to identify and fix these issues when you list.
Here are a few examples.
1. Outdated or Neglected Exterior: Chipping paint, a tired-looking façade, or uninspired landscaping will impact a buyer's all-important first impression. The solution? Fresh paint, power washing, landscape trimming, or even adding new plants.
2. Old or Damaged Appliances: Outdated or broken appliances will get noticed by prospective buyers. The solution? Repair and thoroughly clean them. It might also make sense to invest in new appliances. If you go that route, buy energy-efficient models that look great and they will become a selling point.
3. Unpleasant Odours: We become so…
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The Demographia International Housing Affordability report has been the gold standard of people looking at the cost of housing all around the world. Their newly released 2024 report uses a formula that divides the Median House Price by the Median Household Income to rank individual cities. This year, Edmonton was pegged as the most affordable housing market across all of Canada's major markets.
With a median multiple of 3.6, Edmonton was pegged as a "moderately unaffordable" market, whereas Calgary's median multiple of 4.6 was deemed "seriously unaffordable".
Being the least unaffordable housing market in Canada, Edmonton is at least two-thrids more affordable than the most unaffordable market (Vancouver). Furthermore, Edmonton was tied with…
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